Photo from UNIAN Governor of Ukraine&#39;s state-run Oschadbank ("Savings Bank") Andriy Pyshnyi sees no prospects for reducing policy rate in Ukraine. "Loans will definitely not become cheaper in the near future since the cost of the policy rate is still at 18% and I don&#39;t see any prospects for its decline," he said, as reported by the Novoye Vremya weekly on January 24. However, the banker says that this does not mean the lack of demand for loans. Read alsoNBU expects no shocks after lifting restrictions on Ukraine&#39;s forex market in Feb "Based on the example of Oschadbank, I can say that in January 2018, our share on the mortgage and car loans market was 3%, which grew to 16% in January 2019," he stressed. As UNIAN reported earlier, the National Bank of Ukraine decided to maintain its key policy rate at 18% per annum for the second time in a row after taking a similar decision in October. Ukraine&#39;s highest key rate was set at 30% from March 4 to August 28, 2015.