pravda.com.ua CEO of Mastercard Europe SA Inga Andreieva says Ukraine ranked fourth in the world in terms of the number of contactless payments made via mobile devices, including e-bracelets, and smartwatches. Ukraine&#39;s high results in NFC [near field communications] transactions are seen in statistical data covering the fourth quarter of 2018, according to the official, who spoke at a conference set up by the European Business Association on January 29. According to the Andreieva, this indicates the demand for the latest payment technologies and Ukrainians&#39; ability to learn quickly. Read alsoCashless payments in Ukraine to account for up to 20% of all transactions in 2019 – EBA forecast At the same time, there is more potential for growth, she said referring to a study conducted by Mastercard. Some thirty-seven percent of the adult population in Ukraine still have no bank accounts. Only 38% of small and medium-sized businesses are ready to accept cashless payments. In Europe, this share exceeds 60%, according to the CEO of Mastercard Europe SA. Andreieva says both regulation and the development of cashless payments are required in Ukraine to improve these indicators. Increasing inclusion by a mere 10%, Andreieva says, will raise the country&#39;s GDP by 0.3%. That would be UAH 9.3 billion [US$334.3 million] in absolute terms. As UNIAN reported earlier, the share of cashless transactions with payment cards in Ukraine in January-September 2018 grew to 44.3% from 39.3% posted as of January 1, 2018, according to the National Bank of Ukraine (NBU).