REUTERS

With the memory of customers queueing outside Northern Rock branches at the start of the financial crisis still haunting UK authorities, the Bank of England's Prudential Regulation Authority has kept in close contact with the largest banks, including Lloyds Banking Group and the Royal Bank of Scotland, to make sure all cash machines and banking websites are operational and that they are prepared for the aftermath of a Brexit vote in Thursday's referendum, FT wrote.

Read alsoSoros says Brexit to make GBP plunge 20%As well as the amount of cash they are holding, banks' IT systems and infrastructure have also come under the scrutiny of the PRA, with lenders being quizzed on how well prepared they are for Thursday and Friday.

The BoE has said that uncertainty about the EU referendum is the biggest risk to the UK's short-term financial stability, and "possibly" the biggest risk to international markets too.

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